Experienced & Selective
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As a PIC member, you will be insured with an elite class of physicians that excel in the practice of medicine and patient satisfaction. With years of professional liability experience, Physicians Insurance Company’s underwriting and claims professionals have the knowledge and tools to identify the 18.8% of insureds that generate better than 87.3% of reported claims*. Our approach to risk selection results in only the top 50% of all applicants receiving an invitation to join PIC. Because we insure only the uniquely qualified and selected, your premium dollars are not subsidizing high risk groups or individuals resulting in stable and competitive rates.
As a Member
  • you will be insured with an elite class of physicians
  • you will be insured with other individual physicians or groups of five physicians or less
  • you will receive the security of a proven track record of underwriting integrity
  • you will enjoy unparalleled personal customer service
  • you will have the peace of mind of stable competitive rates
  • you will receive broad coverage
  • you will be backed by an aggressive litigation defense team if ever you should need it.
* Derived from Statistical Analysis of the National Practitioner’s Data Bank and cited figure from the Governor’s Task Force on Healthcare Professional Liability Insurance (FL) ( Jan. 2003)